Guide

Before You eFile: A Calm Checklist

Paperwork and security basics.

Last reviewed: April 2026

Use this checklist so you’re not hunting for IRP5s the night before you log in. Auto-assessments have made things easier, but you still need to verify the data.

Essential Documents

What you need on hand before hitting 'Accept'.

From Employer

Crucial

IRP5 Certificate

Your primary proof of income and PAYE tax paid.

Even if SARS auto-populated this, compare the numbers on your screen with the physical/digital PDF from your HR department.

IT3(f)

Deduction

Medical Aid

Proof of your contributions to a medical scheme.

This is crucial for securing your medical tax credits. Ensure the number of dependents is correct.

IT3(s)

Deduction

Retirement

Proof of contributions to a Retirement Annuity (RA).

Contributions up to 27.5% of your income are tax-deductible. This is the single biggest way to secure a refund.

eFiling Security Basics

Stay safe during tax season.

Use the Official App/Site

Type sarsefiling.co.za yourself or use the official SARS MobiApp. Never click links in unexpected emails.

Enable 2FA

Ensure Two-Factor Authentication is active on your eFiling profile. This prevents unauthorized access even if your password leaks.

Verify Banking Details

Check that your bank details on eFiling haven't been tampered with. SARS will only refund into a verified account in your name.

Official Sources

Verified portals for final submission and validation.

SARSwww.sars.gov.za

eFilingwww.sarsefiling.co.za